Our mission is to help our clients to create extraordinary lives, to provide the most thoughtful service experience possible, and to positively impact our community.
What is Health Insurance
Health insurance is personal insurance coverage that protects your savings from the many healthcare costs not covered by government plans. There are 4 different types of health insurance products that provide the protection you need at each stage in life.
Whether you’re self-employed, between jobs or retired, there is a perfect health care package of benefits available for you and your family. With the ongoing changes to provincial health care plans, it is important to ensure you have affordable protection against unexpected medical expenses.
Why you need it
Canada has one of the best healthcare systems in the world—but that doesn’t mean your provincial government provides you with all the healthcare coverage you need.
As provincial governments cut back their levels of healthcare coverage, you may be left to pay for expenses such as:
Visits to the dentist
Transportation by ambulance
Health Insurance gives you a simple, affordable way to fill the growing gaps in your government health insurance plan, and to protect your family from the rising cost of both unexpected and routine health-related services.
Are you Retired?
Supplementary health insurance will cover your medical expenses once you retire and become no longer eligible for the employee benefits plan.
Are you a Small Business Owner?
If you are self-employed and working within a limited budget or, perhaps, do not have a group benefit insurance plan set-up, you may consider getting a personal health insurance coverage that comes as a supplement to your Provincial Medical Care policy.
Are you seeking Additional Insurance Coverage?
Looking for an additional health insurance coverage for yourself or your dependents? Consider getting a supplementary healthcare policy for special needs that are not covered by your current group or work plan.
Indivdiual health insurance plans (also referred to as “personal” or “family” health insurance) typically offer the following benefits, some of which are optional:
Registered specialists and therapists
Dental benefits (basic and preventative services)
Prescription drug coverage
Durable medical equipment
Vision care (eyeglasses, exams, etc.)
Your decision should be made with the help of someone who really understands the product.